Supported Methods

Use this page to check supported regions, rails, currencies, and paymentMethodCode values. Each region uses a distinct set of API paths and a distinct settlement wallet.

Region	Collect	Merchant pocket (`currency`)	Display	Checkout
Bangladesh	BDT e-wallets	`BDT`	BDT	Provider link from `paymentInfo.content`
Brazil	PIX	`BRL`	BRL	PIX from `paymentInfo` (`code`, `url`, …)
India H2H	INR via UPI	`USDT`	USDT	Merchant-built UPI UI
Europe	EUR/GBP Open Banking	`USDC`	USDC	Redirect to `checkoutUrl`
Nigeria	Permanent NGN VA	`NGN`	NGN	Share `accountNumber` / `bankName` / `accountName`
Canada	Interac collect	`CAD`	CAD	Show `paymentInstructions`
Kenya	M-Pesa collect	`KES`	KES	Payer approves on their phone
PYUSD	PYUSD on Ethereum	`PYUSD-USDC`	PYUSD USDC	Ethereum deposit address

PYUSD USDC is not Europe USDC. EUR payouts and Europe spend debit USDC only. They cannot spend PYUSD-USDC.

Region	Rail	Pay-in API
Bangladesh	`bangladesh`	`/v1/payins`
Brazil	`brazil`	`/v1/br/payins`
India	`india`	`/v1/h2h/*`
Europe	`europe`	`/v1/eur/*`
Nigeria	`nigeria`	`/v1/ngn/*`
Canada	`canada`	`/v1/cad/*`
Kenya	`kenya`	`/v1/ke/*`
PYUSD	`pyusd`	`/v1/pyusd/payment-intents`

Bangladesh (BDT)

Payment Method	Payment Method Code	Min Amount (BDT)/Per Trx	Max Amount (BDT)/Per Trx
E-Wallet	`BKASH`	200	25,000
E-Wallet	`NAGAD`	200	25,000
E-Wallet	`UPAY`	200	25,000

How to use in API payload

Set the paymentMethodCode field in your Bangladesh PAYIN request:


{
  "amount": "500",
  "paymentMethodCode": "BKASH"
}

See Bangladesh → Pay-in.

POST /v1/payins and POST /v1/payouts may return 503 { "code": "payment_unavailable" } while the Bangladesh rail is paused.

Brazil (PIX / BRL)

Payment Method	Payment Method Code	Min Amount (BRL)/Per Trx	Max Amount (BRL)/Per Trx
PIX	`PIX`	10.00	15,000.00

How to use in API payload


{
  "amount": "100.00",
  "paymentMethodCode": "PIX"
}

Pay-ins and payouts use /v1/br/payins and /v1/br/payouts. Status polling uses the shared GET /v1/payins/:id and GET /v1/payouts/:id endpoints. The Brazil market must be KYB-approved before /v1/br/* works.

See Brazil → Pay-in.

India (UPI H2H)

Method	Amount quoted as	Customer pays (UPI)	Settlement wallet	Notes
UPI (H2H)	`INR` or `USDT`	Always INR (converted when amount is USDT)	USDT	See Create Pay-in

currencySymbol + amount: quote in INR (customer pays that INR) or USDT (customer pays INR equivalent; you receive that USDT).
Supported on the merchant API: H2H UPI only (/v1/h2h/*).

See India → Pay-in.

Europe (Open Banking)

Method	Pay-in currency	Settlement wallet	Notes
Open Banking	EUR / GBP	`USDC`	Hosted bank widget; redirect to `checkoutUrl`
Bank payout	EUR	Debits `USDC`	May require an explicit approve step

See Europe → Pay-in.

Nigeria (NGN virtual account)

Method	Collect	Settlement wallet	Notes
Permanent virtual account	Any-amount NGN bank transfer	`NGN`	Live only; no create-per-payment
Bank payout	Debits `NGN`	NGN to beneficiary bank	Name enquiry first

How to use

Provision once:


{
  "bvn": "22123456789",
  "firstName": "Ada",
  "lastName": "Okafor",
  "phoneNumber": "+2348012345678",
  "dateOfBirth": "1990-01-15",
  "customerEmail": "ada@example.com"
}

POST /v1/ngn/virtual-account (requires Idempotency-Key). When ready: true, share accountNumber / bankName / accountName. Payers transfer any amount; Transacty credits NGN and sends payin.completed. Pay-in limits 100–5,000,000 apply when a credit settles.

Payout: GET /v1/ngn/banks → POST /v1/ngn/verify-account → POST /v1/ngn/payouts. The nigeria market must be approved (KYC verified). No sandbox (test keys return 503 payment_unavailable).

See Nigeria → Overview.

Canada (CAD Interac)

Method	Collect	Settlement wallet	Notes
Request Money	Fixed CAD amount	`CAD`	Show `paymentInstructions`
Interac email	Sender email + Canadian phone	`CAD`	No payment email; payer sends to `recipientEmail` with security Q/A
Bank / Interac / bill payout	Debits `CAD`	CAD	List institutions, optional verify; biller search for bill pay

How to use


{
  "method": "request_money",
  "amount": "150.00",
  "merchantReference": "order-9001",
  "message": "Invoice 9001"
}

POST /v1/cad/collects (requires Idempotency-Key). Show paymentInstructions in your checkout. For Interac email, Transacty does not email the payer — they send the e-transfer to recipientEmail using securityQuestion / securityAnswer. Poll GET /v1/cad/collects/:transactionId until credited / settled: true, or wait for payin.completed. Limits 1–50,000 CAD.

Payout: GET /v1/cad/institutions → optional POST /v1/cad/verify-bank → POST /v1/cad/payouts with rail bank, interac_email, or bill. The canada market must be approved (KYC verified). No sandbox (test keys return 503 payment_unavailable). No FX to USDC/USDT.

See Canada → Overview.

Kenya (M-Pesa / KES)

Method	Collect	Settlement wallet	Notes
M-Pesa collect	Payer MSISDN; approve on phone	`KES`	20–145,000 KES
M-Pesa payout	Debits `KES`	KES to MSISDN	20–250,000 KES; optional fee quote

How to use


{
  "amount": "500",
  "accountNumber": "254712345678",
  "accountName": "Jane Doe",
  "merchantReference": "order-42",
  "description": "Invoice 42"
}

POST /v1/ke/collects (requires Idempotency-Key). Prompt the payer to approve on their phone. Poll GET /v1/ke/collects/:transactionId until success / failed, or wait for payin.completed. Native KES ledger — no FX to USDC/USDT.

Payout: optional GET /v1/ke/payouts/fee-quote?amount= then POST /v1/ke/payouts (MSISDN + name inline). The kenya market must be approved (KYC verified). No sandbox (test keys return 503 payment_unavailable).

See Kenya → Overview.

PYUSD (Ethereum → PYUSD USDC)

Method	Collect	Settlement pocket	Display	Network	Notes
One-time payment intent	PYUSD	`PYUSD-USDC`	PYUSD USDC	Ethereum	Live only; credit when `settlementStatus` is `settled`

How to use


{
  "amount": "25.00",
  "merchantReference": "order-4821",
  "expiresInMinutes": 30
}

Create with POST /v1/pyusd/payment-intents (requires Idempotency-Key). Poll GET /v1/pyusd/payment-intents/:transactionId. Settlement credits a dedicated PYUSD USDC pocket (PYUSD-USDC), separate from Europe USDC. There is no merchant PYUSD withdraw in this phase. EUR payouts cannot debit this pocket. The pyusd market must be approved; Tekko has no sandbox (test keys return 503 payment_unavailable).

See PYUSD → Overview.